Advantages of Family Travel Insurance 
5 mins read

 Advantages of Family Travel Insurance 

In our busy 9-5 routines, it is easy to lose sight of the things that really matter, like the presence and significance of our family. Therefore, whenever we take a break from this hustle and plan a trip to create memories for a lifetime, it is essential not only to enjoy these moments to the fullest but also to protect and secure them against any unforeseen event that may cause any uncertainty during your trip.

The best way to do that is to have family travel insurance from a trusted travel insurance provider like Tata AIG, which allows you to travel the world and lets you and your family unwind and bring everyone closer without stressing about anything.

 What is Family Travel Insurance? 

Travel Insurance family cover is a product that creates a protective financial shield against any unanticipated circumstance for you and your family during travel. This insurance typically provides cover for:

  • Medical expenses
  • Personal accidents
  • Medical evacuation
  • Passport misplacement
  • Loss of checked-in baggage
  • Robbery/loss of personal belongings
  • Trip cancellation 
  • Trip uncertainties

So, always plan your travel and buy travel insurance online, which offers a wide range of advantages without making a hole in your pocket. Now let us understand in detail the advantages of having trip insurance for safe travel with your family.

Advantages of Buying Family Travel Insurance

  • The single premium that covers all

With family travel insurance, you don’t have to pay separate premiums for every family member. You simply have to pay a single premium or a single family travel insurance policy instead of buying separate travel insurance for every family member and ending up paying multiple premium amounts. Single premiums are usually more cost-effective, and the process less overwhelming.

  • Coverage against Medical Emergencies

In case of medical trouble for any of your family members during an international trip, your travel insurance cover can come in handy by covering the treatment charges and medical bills.

  • Covers Hotel Accommodations

Medical emergencies can lead to extending your stay for a few days more. Therefore, with travel insurance, you get covered for hotel accommodation.

  • Coverage against loss of passport

Life is uncertain, and you may face challenges even while travelling. In case of a lost passport while on a trip, your travel insurance plan can assist you in acquiring a temporary or a new passport. The support team ensures you are connected with the concerned authorities to get your issue resolved.

  • Anytime Anywhere purchase

The best thing is that online travel insurance plans from reputed providers like Tata AIG  make the entire purchase and renewal process hassle-free, quick, paperless and efficient. You can now buy your travel insurance in no time sitting anywhere you want.

  • Coverage against Covid-19

You also get coverage against the COVID-19 pandemic, so you and your family can travel without concern about medical expenses if you suffer a medical condition during your trip.

  • Flight Cancellation Costs Coverage

Occasionally, due to weather, flights may get delayed or even cancelled. Still, when you have family travel insurance, you are covered against financial losses linked to flight delays or cancellations.

  • Stress-free travel

Above anything, a travel insurance plan for the family offers peace of mind. You can relax and travel to your favourite destinations without any worry.

 Family Travel Insurance – Exclusions 

There are certain exceptions, i.e. what you cannot be claimed under your family travel insurance. Following are some examples:

  • An unfortunate accident during extreme sports or adventure activities such as bungee jumping, paragliding, or hang gliding (unless you opted for supplemental coverage with a higher insurance premium)
  • An accident caused due to drugs or alcohol.
  • Loss of baggage or belonging due to negligence, carelessness or unattended baggage.
  • Any existing health condition, such as diabetes, visit the specialist, insulin coverage, or general checkups, shall not be covered.
  • In case of civil unrest situation in your destination country
  • The plan does not cover health issues caused due to war or a breach of the law.
  •  Self-inflicted injuries are not covered.
  • Any member of your family opting to undergo any cosmetic or obesity treatment.


Travel stress-free, enjoy every little moment, and let your travel insurance plan take care of the rest. With thorough consideration, you can give yourself and your family the best travel experience they deserve. However, it is essential to consider exceptions and plan your trip accordingly. So, what are you waiting for? Go on and get you and your family the dream vacation they have always been talking about!

Frequently Asked Questions

  • What are the benefits of family travel insurance? 

A good travel insurance plan acts as a financial shield and protects you during times of need concerning any medical emergencies, trip cancellations, lost baggage, and flight delays.

  • Does family travel insurance cover individuals?

Yes, family travel insurance covers every member of the family.